It was Pension Awareness Week earlier this month and the website Independent Age has produced some useful information about pensions.
Are you aware of the different types of pensions, how to claim, or where you can get help and advice if you need it?
Did you know that you won’t get your State Pension automatically and you need to make sure you claim it?
You can read more on our webpage Pensions | Independent Age. This covers essential information on:
• the State Pension
• Pension Credit
• Private pensions
• where you can get help and advice if you’re affected by changes to the State Pension age.
Pension Credit – don’t miss out on the financial support you may be entitled to
Pension Credit is extra money from the government that can top up your low income if you’ve reached State Pension age. Lots of people who qualify aren’t claiming it, so it’s always worth checking if you can get it.
It’s worth applying because even if you only get a few extra pounds a week, Pension Credit helps to unlock other entitlements, such as:
• help with housing costs and Council Tax
• help with NHS costs, including free dental treatment and travel costs for NHS treatment
• vouchers towards glasses or contact lenses
• Cold Weather Payments and the Warm Home Discount Scheme.
You can read more about this on our webpage Pension credit advice | Independent Age. Or get a free copy of our Pension Credit guide below. This guide explains what Pension Credit is, who qualifies, what you could get and how to claim.
Get your free Pension Credit guide
Want to check if you qualify for Pension Credit or any other financial entitlements?
You can use our benefits calculator to find out what you’re entitled to and get a personalised report. The calculator is free to use, and the details you provide are anonymous. Or call our Helpline on freephone 0800 319 6789 to arrange a free benefits check.
Lots of people miss out on extra money they could be getting each week. Don’t let that be you.
Private pensions – do you know how to track down a lost pension?
If you changed jobs a number of times when you were working, you might have a pension with more than one employer. If you want to track down a lost pension, you can use the Pension Tracing Service – a free government-backed service.
To find out more about this, as well as the two main types of private pension, visit our webpage Private pensions explained | Independent Age.