Money, Debt, Benefits Advice

Calderdale Council have a really useful page on their website looking at money, benefits and financial support.

Dealing with money related matters can be off-putting, but there is lots of support for you.

Below is the money, debts and benefits section:

If you need any help to pay Council Tax or get Housing Benefit, see: Benefits. We also have a Local Welfare Assistance scheme.
Customer First. Contact the council to request or apply for:
- Council Tax reduction;
- concessionary bus or train pass;
- and disabled (blue badge) parking.
Citizens Advice Calderdale. Help and support with benefits, debt and money and to claim Universal Credit. They also have a budget tool, visit: Work out your budget.
Noah’s Ark Centre. Money advice service for clients with a range of money and debt problems. They offer support on budgeting, debt relief orders, debt management plans and individual voluntary arrangements.
Calderdale DART (On Facebook). Advice and information for disabled people and their carers.
- Help with forms to apply for for benefits, such as:
  - Disability Living Allowance;
  - Personal Independence Payment;
  - Attendance Allowance;
  - Universal Credit;
  - Housing Benefit
  - and Council Tax Benefit.
- This can be done by phone, email, letter and in the office (by appointment only).
Healthy Minds Welfare Rights Service. A free and confidential service that offers support and help, which includes:
- Check what benefits you are entitled to.
- Help with benefit forms.
- Advice about (or representation at) benefits tribunals.
DWP. Here they explain how to claim Universal Credit.
Calderdale Credit Union. For advice on saving money, how to get a loan or help to budget.
Benefits in later life: Find out how to claim Pension Credit.

To check if you could get any benefits, visit: Benefits Calculators.
There is a Government scheme that provides temporary protection from most types of debt collection. To check if you are eligible, visit: Breathing Space Fact Sheet.
Moneysavingexpert.com. Here you can download a free mental health guide as well as free money saving tips and resources..
StepChange Debt Charity. Free, confidential and expert debt advice/money guidance. They will:
- Let you know what the best solution or service is that meets your needs.
- Support you while you deal with money worries, for as long as you need.
Turn to us. Use their free Benefits Calculator and Grants Search tools to check what you maybe able to claim/apply for.
National Debtline. Free and confidential debt advice service run by the Money Advice Trust.
The Money Advice Service. These keep a list of online, phone and face-to-face debt advice services.
Stop Loan Sharks. Investigates and prosecutes illegal money lenders and supports borrowers in the UK.
Get help with gambling (Citizen’s Advice).